On-Demand Working Capital

Get Paid Faster. Strengthen Your Supply Chain.

CycleFlow connects suppliers who need faster payments with buyers who want a stronger, more resilient supply chain. Powered by C2FO, the world's largest working capital platform.

I'm a Supplier I'm a Buyer
No Debt
No loans or collateral
48 hrs
Payment speed
Win-Win
Buyers & suppliers
Lagos business district
How It Works3 Steps
1
Buyer approves invoices
Enterprise buyers upload approved invoices to the platform
2
Supplier requests early payment
Suppliers choose which invoices to accelerate and at what rate
3
Funds arrive within 48 hours
Fast, predictable cash flow without debt or collateral
CycleFlow powered by C2FO

Working Capital That Works for Everyone

Whether you're a supplier looking to accelerate payments or a buyer optimizing your supply chain, our platform delivers real value.

For Suppliers

Get paid early on approved invoices without debt, collateral, or paperwork. Improve your cash flow predictability and financial resilience.

Supplier solutions →

For Buyers

Strengthen your supply chain, optimize working capital, and improve vendor economics through dynamic early payment programs.

Buyer solutions →

For Nigeria

Support MSMEs, local content development, and inclusive growth aligned to enterprise ESG and sustainability goals across West Africa.

Partner ecosystem →

One Platform, Two Perspectives

CycleFlow creates a win-win dynamic between buyers and suppliers on a single marketplace.

Suppliers

Why Suppliers Choose CycleFlow

  • Get paid in days instead of 60 to 90 days
  • No debt, no collateral, no paperwork
  • Lower cost than bank financing or factoring
  • You choose which invoices to accelerate
  • Improve cash flow predictability
Explore supplier solutions →
Buyers

Why Buyers Choose CycleFlow

  • Strengthen supply chain resilience
  • Optimize working capital with dynamic discounting
  • Earn returns on surplus cash or use third-party capital
  • Suppliers participate voluntarily, with no coercion
  • Support ESG and MSME development goals
Explore buyer solutions →
CycleFlow team in Lagos office

Global Technology, Local Expertise

CycleFlow is the local delivery partner for C2FO in Nigeria. We combine the power of the world's largest on-demand working capital platform with deep understanding of the Nigerian market to serve both enterprise buyers and their suppliers.

Trusted Platform
Backed by C2FO's global infrastructure
Fast Payments
Within 48 hours on approved invoices
Buyer & Supplier
Serving both sides of the supply chain
Nigeria Focused
Local expertise for the Nigerian market
Learn More About Us

Ready to Transform Your Cash Flow?

Whether you're a supplier seeking faster payments or a buyer strengthening your supply chain, we'd love to show you what CycleFlow can do.

Talk to Our Team Explore All SolutionsGet Started